Insurance broker

Your insurance coverage.Finally understood.

I take care of everything - from analysis and recommendations to suitable coverage and support in the event of a claim. You explain your situation once. I handle the rest.

Delegate the paperwork

Contracts in three folders, four email inboxes, and a drawer full of good intentions? No problem. That is exactly what I am here for.

What an insurance broker actually does

From analysis to add-on coverage: I represent your interests.

Analysis & Recommendation

I look at what you have, what you need - and what you can cancel right away. No jargon, no pressure. Just an honest assessment.

What fits. What is missing. What can go.

Processing & Paperwork

Applications, cancellations, contract changes - all of that runs across my desk. You sign once, I take care of the rest.

Explain it once. Never submit it yourself again.

Claims & advocacy

I stand by your side. Claim reporting, communication with the insurer, coordination, and advocating for your interests.

Not alone. Not helpless. Not without me.

Ihr Einstieg

Ready? Choose your entry point.

Both calls are free and non-binding. No pressure - just an honest first conversation.

So arbeite ich

One topic at a time.

For every area of life, we follow the same clear process - from understanding to protection.

Understand

Your situation, your questions, your concerns - one topic at a time. No forms, no time pressure.

First listen. Then structure.

Analyze

Existing contracts, gaps, overlaps. What fits, what is missing, what can go - without sugarcoating.

Clarity before recommendation.

Protect

A clear recommendation. If you agree, I will take care of everything - for transparent protection.

You decide. I take care of it.

What clients say

Finally, I do not have to handle this myself anymore.

This is what clients say after the first six months, when they describe what has changed.

Common first questions

The most important things before you decide.

View all FAQs

No. A brokerage fee or commission is included in every insurance premium. If you buy directly, it goes to the insurer's sales channel. If you work with me, it is paid to me - for advice, support, and help in the event of a claim. For years.

About me

Calm, rigorous, proactive.

Athena Protectoria does not come from traditional insurance sales, but from operational excellence in the InsurTech and insurance world.

As a former COO, Tamara Kurz has scaled insurance companies and managed complex risks. She now applies that professionalism to the private family office of her clients.