INSURANCE BROKER FOR WOMEN WITH PROFESSIONAL RESPONSIBILITY
For female founders, self-employed women, entrepreneurs, and female executives who want to have their insurance coverage well organized without having to become insurance professionals themselves. I assess risks, review existing contracts, prepare decisions, and handle the implementation and ongoing support – even when it matters most in the event of a claim or benefit case.
Contracts in three folders, four email inboxes, and a drawer full of good intentions? No problem. That is exactly what I am here for.
A job change here, a business registration there, eventually a limited company, new responsibilities, different income streams, or the wish to finally put your own protection and long-term planning on solid footing. Each step may be manageable on its own. Taken together, they quickly create an insurance situation where private and professional topics can no longer be viewed separately.
Sometimes you start from a fairly blank slate. Others have already collected quite a bit: some policies date back to university or the first permanent job, others were added later. What still fits today has often never been reviewed in context.
Starting a business brings many topics with it – but should your car really have better liability cover than your company? Together, we make sure no risk catches you off guard. Health insurance, income protection and retirement planning also suddenly take on a different context.
What happens if you are unable to work for a longer period? Which risks does your business carry, and which ones do you carry personally? And which decision on one side changes something on the other? How can we balance both as well as possible?
Each individual topic would require reading up again, comparing offers and understanding policy wording. So the decision remains open – not because it is unimportant, but because there is usually a business or a very full workday next to it.
Health insurance, income protection, occupational disability cover and long-term planning affect your personal life. For self-employed women and entrepreneurs, however, they are often directly connected to professional decisions.
That is why I do not start with a product list. I look at how your life and work are actually organised, which risks belong together and where one decision affects other areas.
From there, we can prioritise sensibly: what should be clarified first, what can wait, and which risks might you consciously choose to carry yourself?
From liability and cyber protection to product and advisory risks, through to company pension schemes for your GmbH. Which of these are relevant depends on how your business works and which risks you can and want to carry yourself.
Both calls are free and non-binding. No pressure - just an honest first conversation.
For every area of life, we follow the same clear process - from understanding to protection.
Your situation, your questions, your concerns - one topic at a time. No form, no time pressure.
First listen. Then structure.Existing contracts, gaps, overlaps. What fits, what is missing, what can go - without sugarcoating.
Clarity before recommendation.A clear recommendation. If you agree, I take care of everything - for transparent coverage.
You decide. I handle it.
What clients say
Finally, I do not have to handle this myself anymore.
This is what clients say after the first six months, when they describe what has changed.
No. Every insurance premium includes brokerage or commission. If you buy directly, it goes to the insurer's sales channel. If you work with me, it is paid to me - for advice, support, and help when a claim happens. Over years.
About me
Athena Protectoria does not come from traditional insurance sales, but from operational excellence in the InsurTech and insurance world.
As a former COO, Tamara Kurz has scaled insurance companies and managed complex risks. She now applies that professionalism to the private family office of her clients.
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30 minutes. Free. Via video call. No sales pressure.