Blog & Insights

Plain language, not fine print.

Honest assessments, practical guides, and straightforward transparency.

Liability for consulting, agency and tech: Where your actual liability risk lies

When they think of liability, many first think of the classic scenario: someone trips over a cable in the office and gets injured. For consultants, agencies, and tech startups, however, the greater risk often lies elsewhere. Their work consists of knowledge, decisions, code, data, or publications—and mistakes can very quickly turn into financial losses for the client.

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Female founders

Liability or legal protection: What do you need as a female founder and for what?

If someone demands money from you and, in the worst-case scenario, a lawyer gets involved, that initially sounds like a case for legal expense insurance. However, for many typical worries faced by female founders, the insurance question begins at a different point: liability.

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Risk areas

Health questionnaires are not a personality test

When it comes to occupational disability insurance, term life insurance, or private health insurance, there eventually comes the part that many would prefer to skip: health questions. At first glance, this might seem like a mere form-filling hassle, but it is actually a highly important part of the product.

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Risk areas

The ETF Fallacy: Why Your Portfolio Alone Won't Protect You from the Risk of Reaching a Biblical Age

In the press and on social media, ETF savings plans are often celebrated as free, tax-advantaged miracle cures for retirement planning. This is dangerously simplistic. An ETF portfolio is an excellent tool for building wealth, but it does not protect you from the existential risk of outliving your savings.

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Female founders

From Employee Mode to Full-Time Founder: Administrative Decisions for Health and Status

Taking the leap into full-time entrepreneurship means the familiar safety nets of being an employee quietly disappear. Here, you'll learn how to securely build your new foundation—without any of the bureaucracy panic.

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Female founders

Which insurances you really need in your first year of founding (and which can wait)

The first year of founding a company is characterized by tight budgets and endless to-do lists. Insurance often seems like an expensive evil. To reassure you: You don't have to be insured against everything from day 1.

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Order & Structure

The end of paperwork: How the Digital Pension Overview brings order to your retirement planning

Every year you receive letters from the statutory pension insurance, your employer, and private insurers – and in the end, you still lack a clear overview of what is ultimately available for your retirement. The Digital Pension Overview provides a solution.

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Collaboration

What does an insurance broker actually do in the event of a claim?

Insurance is abstract paperwork until life gets in the way. In an emergency, there is often not enough energy for hold times and forms. Read here why my work begins exactly then.

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Collaboration

From frustration to clarity: How we work together

You are used to keeping things under control, both professionally and in your private life. An untidy insurance folder is often just another open "tab" in your head, eating up cognitive capacity. Read here how I structure your mandate step by step — at your pace, transparently, and with radical calm.

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Basics

Insurance agents, brokers, consultants: What’s the difference?

Who actually represents whom? And who is paid by whom? Here's the guide through the jungle of terminology.

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Order & Structure

The private insurance folder: Which documents belong in it?

What can you actually throw away? Which letters really need to be kept? So that the paper clutter on your desk comes to an end.

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Basics

What does an insurance broker actually do?

An honest look behind the scenes. From paperwork to claims: what we do all day.

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